Connect with us
nordvpn

China Digital

Nude Pics for a ‘Naked Loan’: Controversial Online Loaning in China

A recent leak has exposed a raunchy Chinese e-commerce scandal in which women get personal online loans through nude pictures and videos. According to some netizens, the ‘Naked Loan’ phenomenon is a sign of the consumerism of China’s younger generation.

Published

on

A recent leak has exposed a raunchy Chinese e-commerce scandal in which women get personal online loans through nude pictures and videos. According to some netizens, the ‘Naked Loan’ phenomenon is a sign of the consumerism of China’s younger generation.

The so-called ‘Naked Loan’ is a practice of online money borrowing and lending where female loaners are allowed to use their ‘body’ instead of financial records as collateral.

The recent leak in China of at least 10 gigabytes of naked pictures and videos for ‘naked loans’ on Jiedaibao (借贷宝), a Chinese online peer-to-peer lending platform, has made yet another e-commerce scandal after the recent controversies over Alipay.

“Sometimes loaners propose a ‘flesh payback’ for which borrowers will repay their loans with sexual activities.”

The “naked” in “naked loan” (luǒdài 裸贷), is a pun: on the one hand, it means that no proof of capital or material assets is required when taking the loan; on the other hand, the naked female body is taken instead as a guarantee when borrowing money.

To get a naked loan, borrowers take naked selfies in which their ID cards have to be held in front of them. Both the front and back side of the ID card should be clearly readable. The borrowers also have to make a video (in which they also have to be naked), stating their name, the loaner’s name, the amount of the loan and interest, the date of payback, and the promise that in case they are not able to pay back the loan, they will have to “face the consequences.”

In the case of a delayed payback, loaners will threaten to release the borrowers’ naked pictures on the internet, or to expose their conduct to their parents and family. Sometimes loaners also propose a “flesh payback” (肉偿), for which borrowers will repay their loan with sexual activities.

What draws the public’s attention to the “naked loan” phenomenon is the recent leak of 10 gigabytes of documents from Jiedaibao (借贷宝), a Chinese online borrowing and lending platform. The documents concern private information of users, including naked pictures and videos of 161 borrowers. The borrowers are female netizens between the age of 17-23, many of them attending university or college.

Soon after the leak of these documents, Jiedaibao announced on its official Weibo account that they would take legal action to combat ‘naked loan’ practices and that they would set up a one-million ‘anti-naked fund’ to resolve the situation.

“The ‘Naked Loan’ phenomenon reveals the problem of modern youth; that their expanding desire for material wealth is increasingly incompatible with their real life situations.”

The issue also attracted the attention of official media. State media outlets such as People’s Daily (人民网) have called for better supervision over China’s online e-commerce platforms.

On Sina Weibo, netizens are also concerned about young women’s motives to take a naked loan. Many believe that university students are influenced by “consumerism”, that triggers young people to make extra money to purchase expensive cosmetics and accessories.

As one popular Weibo user writes: “The ‘Naked Loan’ [phenomenon] reveals the problem of modern youth; that their expanding desire for material wealth is increasingly incompatible with their real life situations (..) the life of “lower people” is ugly and undesirable; a decent and well-off life has become the norm.”

Another netizen is more apathetic about China’s young “spenders”: “Excessive consumption has become quite common among university students, yet society is neither understanding nor responding to such needs. Under an unsound credit system, young people fall victim to these ‘naked loans’.”

-By Diandian Guo
Follow on Twitter or Like on Facebook

©2016 Whatsonweibo. All rights reserved. Do not reproduce our content without permission – you can contact us at info@whatsonweibo.com.

print

Diandian Guo is a China-born Master student of transdisciplinary and global society, politics & culture at the University of Groningen with a special interest for new media in China. She has a BA in International Relations from Beijing Foreign Language University, and is specialized in China's cultural memory.

Advertisement
Click to comment

Leave a Reply

Your email address will not be published. Required fields are marked *

China Digital

After More Than a Decade, the Human Flesh Search Engine Is Still Raging Across Chinese Social Media

At times unjust, excessive, or even illegal – but the Human Flesh Search still is an inherent part of Weibo.

Brydon Brancart

Published

on

Since the early years of microblogging in China, the so-called ‘Human Flesh Search Engine’, a phenomenon in which Internet users hunt down and punish people, has repeatedly attracted the attention of the media. More than 10 years later, the ‘Human Flesh Search Engine’ is still raging on Chinese social media.

While surfing Weibo, a Changsha police officer named Hu Hanlin (@老囧货) recently came across an article titled “Violent Murder of Golden Retriever.” The article discussed a video posted on the afternoon of December 31st, 2017, showing a Changsha police officer bludgeoning a golden retriever. The article caught Hu off guard – it was about him.

As Hu wrote in a January 2nd Weibo post; “I was surprised to find that [the article] included my official position, work photo, name, phone number, and even described me as this event’s perpetrator.”

Hu Hanlin is a victim of what has been called the “Human Flesh Search Engine” (renrou sousuo yinqing 人肉搜索引擎), the Chinese term for the phenomenon of netizens distributing the personal information of individuals people feel ‘deserve’ public interest or scorn.

In Hu Hanlin’s case, the attack was unjust. As Hu wrote on his Weibo account: “I was not at all involved (..) For quite some time I have only investigated crimes through video footage, I have never directly responded to 110 calls.” In Hu’s case, as with many other instances of Human-Flesh-Searching, a viral online video had instigated netizen’s search for the culprit, at which point they mistook Hu’s picture for the man in the video.

 
Human-Flesh-Searching: Identifying the ‘Culprit’
 

‘Human-Flesh-Searching’ is a group endeavor to reveal someone’s identity and personal details online. Targets are often individuals who have disrupted public order in some way and have angered netizens for their behavior and actions; such as a Ms. Luo, who was recently caught on camera blocking a train door and fighting off a conductor as she refused to allow a high-speed train to depart from Hefei station – she was determined to let her tardy husband get on board.

Ms Luo recently became a target of the Human Flesh Search Engine when she held up an entire high-speed train because her husband was running late.

While online outcry directed at the individual is the norm, the result of a Human Flesh Search can also come to personal confrontations, or to netizens sending unsavory items, such as cockroaches or funerary objects, to a person’s personal address.

Media have been reporting about the Human Flesh Search phenomenon since the early beginnings of Chinese social media. One of the first big cases from 2006 involved a video that spread through chatrooms of a woman purposely killing a kitten with the sharp point of her high heel. Enraged netizens soon came into action to search for the identity and personal information of this so-called ‘Hangzhou Kitten Killer,’ and discovered she was a 41-year-old nurse named Wang Jue. She was later suspended from her job.

Digging further back into China’s internet history, Human-Flesh-Searching first became popular in 2001 on MOP, one of China’s most influential online forums, when a netizen posted a photo of his alleged girlfriend that turned out to be model Chen Ziyao. Her personal information was publicized to prove he was lying.

One explanation of the practice’s jarring name is that it originally referred not to the hunt for an individual per se, but to how the information is collected. Instead of entering their question into a search engine, netizens who want to ‘activate’ the ‘Human Flesh Search Engine’ call on the online community to find the answers for them in a collective effort. Online community members usually gather this kind of information from their personal resources and networks. “Human Flesh” therefore actually refers to the searchers – not the searched.

 
From Animal Cruelty to Media Bias
 

Human Flesh Searches are often used in cases involving animal cruelty. A case that recently made headlines occurred in the capital of Sichuan province. On December 12th, a woman’s Corgi dog ‘Lion’ went missing and was found by another woman named He Hengli who then blackmailed the owner over its release.

When the ‘hostage’ negotiations reached a deadlock, the dog’s owner finally went to He’s apartment to fetch her dog with police offers and reporters. While they knocked the door, Lion was thrown to his death from He’s sixth story apartment.

The story of ‘Lion,’ who was killed by the person who held him ‘hostage’, went viral on Weibo in January 2018. (Photos by Shanghaiist show the owner with her deceased dog, and Lion in happy times on the right).

The story caused huge outrage on Chinese social media, where details of He were released online, including her phone number and (work) address, leading to netizens harassing and threatening her at her home.

But besides coming into action with cases that involve animal cruelty, there are countless of other types of cases in which it also happens.

Just last week, the huge ‘Tang Lanlan’ case on Weibo ignited an ‘online war’ between netizens and the media over reports of a decade-old sexual abuse case. When many netizens felt that journalists reporting the case were biased and favored the suspects over the victim, personal details of the reporters were gathered by netizens and leaked online.

 
Voices Calling for More Privacy Laws
 

While 2018 has already seen several viral cases of Human-Flesh-Searching, these fly in the face of current Chinese internet privacy laws.

Voices calling for more privacy laws grew stronger in late 2014, when a Guangzhou shopkeeper named Ms. Cai was sentenced to one year in prison for instigating a Human-Flesh-Searching campaign over an alleged case of theft that resulted in the suicide of an 18-year-old high schooler.

Becoming the (unjust) target of a Human Flesh Search can ruin people’s lives and careers, as well as jeopardize their safety. Whether it concerns alleged theft, animal abuse, or an extramarital affair, the ‘culprits’ will be hit equally hard by the impact of the ‘online mob’.

Ma Rong, the ex-wife of Chinese celebrity Wang Baoqian, was slandered online in 2016, with people exposing her phone and address when news of her secret love affair went viral. Do a thief, an unfaithful wife, and a kitten killer all deserve the same scorn, and should it be up to the online community to punish them for their alleged deeds? While some support the human-flesh-search-engine approach for those who abuse animals and show off their violence, others point out its dangers.

In a further effort to limit Human Flesh Searching, legal punishment for the practice grew stricter last year. The Supreme People’s Court and Supreme People’s Procuratorate released a joint statement clarifying that, depending upon the severity of the invasion and dispersion of personal information, a perpetrator could be sentenced to up to 7 years in jail.

 
An Alternative Punishment
 

These previous legal warnings, however, have not seemed to stop individuals from exposing other people’s personal information; neither has it stopped individuals from acting upon available details. Some argue that Human Flesh Searching plays a valuable societal role in China’s online community.

One Weibo blogger (@灰鸽叔叔) concluded a post on the subject by writing: “Some people don’t do bad things because they have a kind heart. Some people don’t do bad things because they are unwilling to bear the responsibilities of doing bad things. If you don’t allow people to suffer [the humiliation of Human Flesh Searching] they will begin to feel that they are above the consequences…If the law is momentarily unable to solve this problem, then netizens using human-flesh-searching, or even collectively speaking ill of them surely can supply this kind of punishment.”

This blogger is not the only one arguing that Human Flesh Searching is an important way to battle social injustice; many other netizens also say that when the law cannot punish people for their deeds (f.e. China lacks a solid legislation against animal cruelty), a Human Flesh Search is an alternative form of retribution.

As for the case of Officer Hu – in the two days after being falsely accused he received more than a thousand texts. The texts contained messages such as “I wish Hu Hanlin a 2018 full of death for him and his whole family by evisceration…,” or “Hu Hanlin’s body should fester in the wilderness, to be slowly consumed by wild dogs.”

Hu’s phone flooded with messages after becoming the unjust target of a Human Flesh Search.

On Weibo, meanwhile, despite a seeming majority of people supporting the practice of the Human Flesh Search Engine, there are more and more voices opposing it. One netizen pleads: “No matter for what purpose you do it, no matter what kind of evidence you are trying to get, the Human Flesh Search method is undoubtedly the most stupid and the most dangerous – please stop this crazy criminal behavior.”

For Hu, however, any movements against the practice come too late. For him, the Human Flesh Search has even resulted in netizens coming to his house. The funeral flowers and funeral money on his doorstep are a reminder of how far the Human Flesh Search Engine can go.

By Brydon Bracart, edited by Manya Koetse

Spotted a mistake or want to add something? Please let us know in comments below or email us.

©2018 Whatsonweibo. All rights reserved. Do not reproduce our content without permission – you can contact us at info@whatsonweibo.com.

Continue Reading

China Digital

Growing Virtual Bamboo for Real Pandas: Weibo’s Panda Movement

There is a giant panda movement happening on Weibo, and there are two sides to it.

Published

on

Watching panda livestreams online, sharing worries over pandas in captivity, and now raising a virtual panda to help grow bamboo – Weibo has a panda movement going on, and it is a giant one.

Last month, the account ‘Panda Guardians’ (@熊猫守护者) sent out a video on Weibo focused on the topic of saving pandas in Shaanxi by planting more bamboo. In a month, the video gained around 1,5 million views and much online support.

The video by the ‘Panda Guardians’ was the follow-up to a Weibo-based game where users can gain points which can be used for “growing bamboo” for a virtual panda – which actually funds the planting of real bamboo in Shaanxi.

In the game, which received much online appreciation, a virtual panda pet gets ‘fed’ with the bamboo grown by the points users receive by getting registered for the game, posting it on Weibo, inviting friends, etc. Players also get a cute panda badge on their Weibo account for ‘raising’ their own virtual panda.

In the Panda Guardian game, users can feed their ‘panda’ bamboo by sharing, commenting, and inviting friends.

For every 10,000 hours of time Weibo netizens collectively raise their virtual panda, the China Virescence Foundation (中国绿化基金会, China’s organization for planting trees) promises to foster and plant actual bamboo trees in the Qinling mountain range in Shaanxi, one of the regions where most of China’s remaining wild pandas live.*

 

“Chinese netizens can play a role in giant panda conservation – even if the scientific community may not be fully onboard.”

 

The panda game is just one of many ways in which Weibo’s ‘panda movement’ manifests itself. Weibo user Kyle Obermann (@欧阳凯kyle), an environmental photographer in China, recently posted a short documentary on Weibo about panda conservation in the forests of Sichuan, which gained over 500,000 views in a few days time.

“The whole issue of panda conservation and what it means to be a ‘panda guardian’ in real life and online is all over Weibo right now,” Obermann told What’s on Weibo: “It’s an interesting example of how Chinese netizens can play a role in giant panda conservation – even if the scientific community may not be fully onboard.”

What Obermann refers to, is that besides the positive comments to online initiatives taken by organizations as the ‘Panda Guardians’ and their Weibo game, there is also some criticism from the environmental community for the focus on “planting bamboo” as a solution for the problem of the panda’s vulnerability of extinction.

“It is not so much the lack of bamboo that is the panda’s problem, it is the lack of a natural living environment that is undisturbed by human intervention,” they said.

Obermann’s short documentary highlights the tough journey of those commited to the conservation of the wild giant panda in China.

But, according to Obermann, the online ‘panda movement’ does make a difference in raising awareness for the protection of the wild giant panda, and also in creating a wider understanding amongst social media users for those people who spend their time plowing through the forests through wind and rain in doing their jobs monitoring and protecting the giant panda.

 

“There are dozens of accounts on Weibo dedicated to the giant panda and its conservation.”

 

Besides the ‘Panda Guardians’ and people such as Obermann, there are dozens of other accounts on Weibo dedicated to the giant panda and its conservation. On the iPanda channel (@iPanda熊猫频道), people can watch live streams and videos of the pandas at the China Conservation and Research Center for the Giant Panda (@中国大熊猫保护研究中心).

On the iPanda channel, viewers can follow the everyday life of pandas at the research base.

The great interest in pandas on Chinese social media just shows that the giant panda really is China’s most beloved animal. It the cultural symbol of China, and is generally called a ‘national treasure’ (国宝).

Its well-being and protection, both in the wilderness as in captivity, has been a state priority since the 1960s, when China’s first wild animal protection reserve focused on panda protection was opened in northern Sichuan (Wanglang Reserve, 1965).

Apart from the pandas that are kept at China’s various panda reserves, there are also pandas in zoos across China, from Beijing to Chongqing, and from Guilin to Guangzhou.

Over the past few years, it is the circumstances of some of the pandas in Chinese zoos that have caused multiple controversies. Previously in 2013, 2015, 2016 and 2017, netizens posted photos of the apparent unhealthy pandas at specifically the Lanzhou Zoo, and expressed concerns and outrage over their well-being.

 

“I’m furious to see some netizens even slandering our base for not providing enough food for the pandas.”

 

At times, the love of Weibo’s fierce and protective panda might go too far. This week, the famous Chengdu Giant Panda Breeding Research Base was collectively accused of cruelty on social media networks when visitors claimed its bears were ill and mistreated.

The accusations started when people posted images online that showed some pandas at the Research Base with white scabs around their eyes.

Netizens accused the Chengdu Research center of mistreatment of its pandas after photos were posted online showing a panda with white scabs around its eyes (photo: China Daily).

The Straits Times reports that an article that went viral on January 23 also accused the Chengdu base of using their pandas for commercial gains, not giving them enough food, and that it violated the wellbeing of the animals by allowing visitors to take pictures and hug with a giant panda in exchange for donations.

On January 24, the research base denied all rumors of mistreatment of its pandas and explained that three of its pandas recently contracted an eye disease that is now being treated by its experts. It also denied that its pandas were being used for commercial gains.

The Straits Times quotes Zhang Zhihe, chief of the Chengdu Research Base, in saying: “I’m furious to see some netizens even slandering our base for not providing enough food for the pandas.”

Zhang also said it was not true that the research base allows people to hug pandas and charge money for it. “That never happened once,” he said.

 

“We understand your love for the giant pandas, but we all have our own way of expressing it.”

 

There are two sides to Weibo’s ‘panda movement’. On one side, the love of Chinese netizens for their ‘national treasure’ goes so far that everybody seems to have become a panda expert – quick to point their fingers at researchers and shout abuse when a panda seems unwell to them.

In January of 2017, the China Conservation and Research Center for Giant Panda (中国大熊猫保护研究中心) addressed this kind of criticism on Weibo in January. While they thanked Chinese online panda lovers for their concerns, they also asked them to stop posting abusive comments towards them and their employees. They wrote:

We understand your love for the giant pandas, everyone here at the China Giant Panda Conservation Research Center loves them, but we all have our own way of expressing it. For you it means you raise your concerns by posting blogs in the middle of the night, for us it means that our employees work night shifts taking care of the pandas, watching the monitors and keeping records.”

Despite that these online movements at times arguably may go too far, the silver lining is that they help in making people more aware of the importance of the conservation of the panda and environmental protection at large.

The TFBoys support panda conservation.

The Weibo-game by the ‘Panda Guardians,’ also backed by popular celebrities such as the members of Chinese boy band TFBoys (12.9 million fans on Weibo), has succeeded in creating an online buzz in which Weibo users are trying to reach a collective goal that helps the panda conservation movement.

By now, the hashtag ‘Panda Guardians’ (#熊猫守护者#) has reached the top three of top public causes on Weibo.

“Together we can do it, help grow bamboo and help the pandas,” many netizens post. If anything, this kind of panda movement at the very minumum shows that netizens are hopeful that their online efforts will actually make an offline change.

By Manya Koetse

* How the money for this ‘virtual to actual bamboo’ campaign is actually raised is not explained by the organization, although it might make sense that both Sina Weibo and its advertisers are involved as they profit from social media users spending more hours on the Weibo platform by playing this game. If you have more insights into this specific topic, we would like to hear from you.

Spotted a mistake or want to add something? Please let us know in comments below or email us.

©2018 Whatsonweibo. All rights reserved. Do not reproduce our content without permission – you can contact us at info@whatsonweibo.com.

Continue Reading
Advertisement

Facebook

Advertisement

Follow on Twitter

Advertisement

About

What’s on Weibo provides social, cultural & historical insights into an ever-changing China. What’s on Weibo sheds light on China’s digital media landscape and brings the story behind the hashtag. This independent news site is managed by sinologist Manya Koetse. Contact info@whatsonweibo.com. ©2014-2017

Contribute

Got any tips? Or want to become a contributor? Email us as at info@whatsonweibo.com.
Advertisement